Full question: If my spouse who has no earning history, applies (on my earnings) for reduced spousal benefits now and withdraws and if some thing happens to me before her FRA. The benefits be auto converted to survivor benefits, will benefit be ‘Recalculated’ at that time based on survivor benefits at higher level or will…

Full question: Can I collect survivor benefits from deceased ex-husband from age 60 until my FRA which is 67, and want to be sure that I can switch over as long as my own retirement benefits are higher. Is this true? Hi there, Yes, that is true. Survivor benefits may be collected as young as…

Hi there, Go to www.ssa.gov and on the main page click on “online services” then select “apply for retirement benefits.” Since you are currently collecting benefits on your spouse’s record, you should be able to start a new application for retirement benefits under your own Social Security number. You may also use the SSA online…

Full question: I have plans to retire January 2024. I am only 64 and want to claim survivors benefits because my husband died on 2006. Want to switch to my social security when I reach the age. Do I have to wait until I retire to start receiving these benefits or can I start now?…

Full question: Good morning. I am divorced, 66 years old with two disabled adult children that have lived with me all their lives. One has Autism, the other was injured at age 22 and is a parapalygic. Can I collect 1/2 of my ex-spouse’s Social Security Retirement while I continue working and change over to…

Full question: I am full retirement age and have been divorced for more than 10 years. My ex-husband and I have a disabled child (34 year old) that I care for and draws SSDI off of her father who is 70 years old. I have not applied for Social Security benefits, as I was wanting…