Is one eligible to receive Medicare benefits based on a spouse’s earning record?
Full question: My spouse is now receiving his retirement and Medicare benefits. I work intermittently and may never earn 40 credits. Will I be entitled/eligible to receive Medicare benefits as his spouse when I turn 65? Hello, Yes, you will! Just as you may be eligible to collect Social Security spousal benefits based on your…Read More
How do I get a refund for a duplicate Medicare payment?
Full question: My wife and I paid for Medicare for just over 1 year before we started collecting Social Security. We paid for Medicare in 3 month increments, but our 1st Social Security check deducted a payment for Medicare for a month that we had already paid for. How do we get a refund for…Read More
I will turn 65 next year, but will continue working. Should I enroll in Medicare then and how much will it cost each month?
Full question: I will turn 65 on June 12,2021 and I plan on still working until I’m 70 if my health allows it. Should I stop paying my health insurance then ($600/mo.) and pick up Medicare with a supplemental plan? And if I did this, how much a month do I have to pay for…Read More
My Social Security is not enough to cover my Medicare premiums. Can I pay the balance due monthly or quarterly?
Full question: I am a widow and a retired federal employee receiving a civil service pension. And because of this, I was told I could not receive any benefits from my deceased husband. I now receive a small Social Security benefit from various part-time jobs. However, I do not receive the money because I was…Read More
I’m 63 and my husband is 65. Can I qualify for Medicare based on my husband’s age?
Hi, No, not at age 63. Medicare is available for people age 65 or older and is comprised of two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for…Read More