Can my wife switch to spousal benefits at her FRA?

Full question: My wife will be able to start her minimal Social Security benefits January 2025. If she does so can she switch to spousal benefits when she reaches full retirement age? And will those spousal benefits remain 50 percent of my FRA benefits or be reduced because of her earlier start? Hi there, This…

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Do I qualify for some of husband’s benefit if I start receiving my own benefits?

Original question: Would I receive part of my current husbands SS income if I start receiving my own benefits? Hi there! This is a good question and depends on many factors including the amounts of your and your husband’s retirement benefits and what age you start collecting benefits. If your full benefit, the amount you…

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Do I qualify to collect spousal benefits on my spouse’s US Social Security record?

Full question: I am married to an US citizen. I am a permanent resident of the US. I collect a pension from my previous Canadian employer. I have never contributed to US Social Security, but I do qualify to receive Canada Pension Plan payments. My question is do I qualify to collect spousal benefits on…

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Am I entitled to survivor benefits if I got remarried, but divorced after 4 years?

Full question: I am a single woman, 62, caring for my disabled adult child who gets SSDI from his deceased father. Am I also entitled to survivor benefits if got remarried but divorced after 4 years? Hi there, If you were married for ten or more years to your disabled adult child’s father, you are…

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Does my husband need to be at FRA in order for me to switch to spousal benefits?

Full question: I am 63 and am wanting to collect my benefits. Can I switch to my husband’s benefits when he retires? Do he have to be at FRA for me to do this? Hi there, When you file, you will be required to be filing for both benefits you are eligible for at the…

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Can my spouse get an adjustment to her benefit since I have now filed for my benefits?

Full question: My spouse, born in 1957, started drawing Social Security benefits at age 62.5 in 2019. She is getting benefits based upon her own work record. I (husband) born in 1956, will start benefits in Jan 2024 (approved). Now that I have filed, can she get an adjustment to her benefit based upon her…

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