Spousal Benefits

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What is my wife eligible to receive for her spousal benefit?

Full question: I am receiving my Social Security benefit and I believe my spouse is eligible for half of my social security benefit but she is receiving less than that. How do I fix it? Hello, Her spousal benefits can be as much as 50% of your primary insurance amount (PIA), the amount you would…

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Can a divorced woman collect Social Security when her ex-husband has died?

Hi there, Yes, if they were married for 10 or more years she is entitled to ex-survivor benefits. You can learn more here. If she wants personalized support, she can work with an RSSA here. Warmly, Martha

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What benefits am I eligible for if I am divorced and care for a disabled adult child?

Full question: Will I get 50% of my ex-spouse’s Social Security along with my own Social Security when I reach FRA if I care for his DAC? Hi there, Thank you for reaching out with your question. If you are caring for your ex-spouse’s disabled adult child (DAC), you may be eligible to receive benefits…

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Can I collect a spousal benefit now and switch to a survivor benefit later?

Full question: I will be 65 in February 2026. My spouse died fifteen years ago at age 54. Can I take a spousal benefit through Social Security at age 65 and then survivor benefit at full retirement age? My spouse’s benefit will be considerably more than mine. I earn 32,000 annually. Thanks. Hi there, If…

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Am I eligible to receive my ex’s larger Social Security benefit?

Full question: I plan on taking Social Security next year at age 70. I am divorced. I was married to my ex for 12 years and have not remarried. I have worked 44 years. If ex’s Social Security amount is larger than mine will I be entitled to that amount? Thank you. Hi there, Thank…

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Can I file for ex-spousal benefits and switch to my own benefit later?

Full question: May I file for a Social Security benefit against my ex’s record and delay my own benefit filing until age 70? I am single, age 65 and my ex is also 65. Hello, Unfortunately, no. You cannot file for ex-spousal benefits and delay filing for your own retirement benefits until age 70. The…

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