Do I qualify for ex-spousal survivor benefits?
Full question: Hello, my son received survivors benefits until the age of 19. I also received survivor’s benefits due to be the ex-spouse caregiver of my son, but my portion stopped when my son turned 16. My son is now 21 and was just approved for DAC disability. Would I qualify to receive payment again…Read More
Can my daughter receive SSDI benefits based on both parents’ records?
Full question: I am divorced. I have a child on SSI who lives with me. Recently her mother applied for her Social Security retirement and we were notified we could apply for SSDI. I am eligible for SS Retirement, but have not yet applied. If I apply will my daughter receive SSDI benefits on both…Read More
Should I apply for my own benefits now and then switch to spousal benefits at FRA?
Full question: Hi Martha. I’m a 62 yr old woman married 25 years. Divorced little over 10 years ago. Ex husband is 80 retired at full retirement age with max benefits. Neither of us remarried. His earnings much higher than mine. When is it best for me to apply for SS benefits now or when…Read More
Can I collect SSDI from my ex-spouse?
Full question: My ex husband of 23 years is disabled and collects SSDI. I am single and have been caring for our disabled son solely since he was born and became his legal guardian when he turned 18. He is now 30 and still living with me, under my care. Since I am caring for…Read More
My spouse has no earnings history. In the event of my death, will their spousal benefit switch to a higher survivor benefit?
Full question: If my spouse who has no earning history, applies (on my earnings) for reduced spousal benefits now and withdraws and if some thing happens to me before her FRA. The benefits be auto converted to survivor benefits, will benefit be ‘Recalculated’ at that time based on survivor benefits at higher level or will…Read More
Will divorce affect my ex-spousal or child-in-care benefits?
Full question: I am 61, and my husband and I have been separated for years. We have a disabled adult daughter, who lives with me. She currently receives the DAC benefit and I receive the spousal child in care benefit. We are going to finally divorce, does the child in care benefit stop, since I…Read More