Will marriage impact my future spouse’s benefits?
Full question: I was previously married for 28 years, but am now single, age 67 and collecting Social Security. If I marry a 69-year old lady, who is also collecting Social Security, will her benefit amount change? Hello, Her benefit may change if the spousal benefit she would be eligible to collect is greater than…Read More
If my partner and I, both in our late sixties, get married, will that impact our Social Security benefits?
Full question: Hi. My partner and I have been together for over 7 years, but we are not married. I am 64 and plan on collecting Social Security next year at 65. My partner is 69 and already collecting Social Security. If we decide to get married, will this impact our benefits (negatively or positively)?…Read More
My husband is 66 and I am 59. Can I collect spousal benefits?
Hi, The answer is maybe, but not yet. Age 62 is the earliest you are able to collect Social Security retirement and spousal benefits. If you are entitled to collect each of these, you will only collect the higher of the two amounts. Your husband must be collecting his retirement benefit for you to be…Read More
My ex-wife and I got divorced a few months ago. Will she still be able to collect spousal benefits?
Hi there, It depends. Your ex-wife is eligible to collect ex-spousal benefits if she is currently single, you are both at least 62 years old, and you were married for at least 10 years. Best, Martha Do you have a question about Social Security? Ask Martha your own question here.Read More
Can I file for spousal benefits now and my retirement benefits later?
Hello, If you were born in 1953 or earlier, then yes you may. This is a couple’s filing strategy known as filing a restricted application and it is in the process of being phased out by the Bipartisan Budget Act of 2015. The name comes from the fact that a person restricts their application to…Read More