Full question: I am a single woman, 62, caring for my disabled adult child who gets SSDI from his deceased father. Am I also entitled to survivor benefits if got remarried but divorced after 4 years? Hi there, If you were married for ten or more years to your disabled adult child’s father, you are…

Full question: I am 63 and am wanting to collect my benefits. Can I switch to my husband’s benefits when he retires? Do he have to be at FRA for me to do this? Hi there, When you file, you will be required to be filing for both benefits you are eligible for at the…

Full question: My spouse, born in 1957, started drawing Social Security benefits at age 62.5 in 2019. She is getting benefits based upon her own work record. I (husband) born in 1956, will start benefits in Jan 2024 (approved). Now that I have filed, can she get an adjustment to her benefit based upon her…

Hi there, We recommend that you call or set up a meeting with your local SSA office to make sure the transition goes smoothly. If you have already turned 70, you can request retroactive benefits back to age 70 for up to 6 months. Note that if you request retroactive back to before 70, your…

Full question: How do I switch to full benefits? I turned 70 in December. I’m still employed and collecting spousal benefits from my wife who is 76 and retired on June 2023. Hello, Good question! You should do this as soon as possible since your retirement benefit amount reached its highest value due to delayed…

Full question: My wife started collecting her Social Security at 65, I started at 70. She is asking if she can switch to collecting under my SS benefits now or do something else to increase her monthly benefit. We have been married 42 years. Hi there, If the amount of spousal benefit your wife is…