Hi there, I am assuming you are asking about switching from a survivor benefit (based on your deceased spouse’s earnings record), not a spousal benefit (based on your living spouse’s earnings record.) If your own retirement benefit is a greater amount than the survivor amount, you should contact your local SSA office to make this…

Hi there, Yes, you may be entitled to collect survivor benefits based on your deceased husband’s earnings record and still work. You must have been married at least 9 months and be at least 60 to collect survivor benefits and 62 to collect retirement benefits. If you are working, collecting benefits, and younger than your…

Full question: I have a 25 year old son with Down syndrome. He receives SSI currently. His father/my ex-husband and I just turned 63 this year are eligible to receive Social Security benefits. My ex has maxed out his benefits and if I start drawing SS now I will get $1200 per month. How will…

Full question: Does my younger spouse need to wait for her FRA in order to claim my benefit as surviving spouse? She will claim early at age 62 in 2031 while I am waiting to claim at age 70 in 2025. Hi there, If you were to pass away prior to your spouse claiming her…

Full question: I am drawing the railroad widow benefits. I will be 70 next January. I worked many years and would collect a sizable Social Security check. How do I tell if it would be larger than the tier 1 check from my husband, or is that what I compare? Hi there, You can find…

Full question: I am a single woman, 62, caring for my disabled adult child who gets SSDI from his deceased father. Am I also entitled to survivor benefits if got remarried but divorced after 4 years? Hi there, If you were married for ten or more years to your disabled adult child’s father, you are…