Full question: I am drawing the railroad widow benefits. I will be 70 next January. I worked many years and would collect a sizable Social Security check. How do I tell if it would be larger than the tier 1 check from my husband, or is that what I compare? Hi there, You can find…

Full question: I am a single woman, 62, caring for my disabled adult child who gets SSDI from his deceased father. Am I also entitled to survivor benefits if got remarried but divorced after 4 years? Hi there, If you were married for ten or more years to your disabled adult child’s father, you are…

Hi there, You can make the decision of when you want to switch from survivor benefits to your own retirement benefits. You should file for those about three months prior to the date you want them to start to allow time for SSA to process the change. The first check in the new amount will…

Full question: I’m a 62 year old widower with no dependents. When can I collect my deceased wife’s benefits? She was fully qualified. Hello, Survivor benefits may be collected as early as age 60, but the amount will increase, if delayed, up to your full retirement age, 67. If you are also eligible for your…

Full question: Has there been any changes to the surviving spouse benefits in 2024. I started drawing my deceased ex-spouse benefits when I reached SS retirement age of 65 or 65 1/2 (don’t recall exact age). I kept working because at the time I was told I could switch to my personal benefits at age…

Full question: I will be 70 in May and have been collecting my deceased spouse’s benefits. Do I have to apply for my own benefits or is there a way to switch? Hi there, If your own retirement benefit at age 70 is a greater amount than the survivor benefit, you could switch to that…