Will my wife’s non-covered foreign pension be subject to the GPO?
Full question: My wife is Italian and will collect a work pension from a UK University which is non-covered, in terms of Social Security. I collect SS benefits for about 19 years of covered work in the US. Will my wife’s non-covered University pension be subject to GPO, and so reduced? Hello, Thank you for…Read More
I am getting conflicting information about foreign pensions from the SSA website and my local SSA office. Who is correct?
Full question: Hi, Martha, I understand that the WEP reduction for Foreign Pension cannot be more than 1/2 of the Foreign pension. That‘s even mentioned on the SSA website. Today, we went to our local SSA office and they said that the deduction up to 2/3s of the Foreign government pension. Who is correct –…Read More
My wife has a teaching pension. Is she eligible for spousal benefits?
Full question: My wife is a teacher in Texas and eligible for full teacher retirement. Can she earn partial SS benefits under myself as her spouse? Hi there, If your wife is collecting a “non-covered” pension from work that did not pay into Social Security, then yes, she would be affected by the Government Pension…Read More
How does a teaching pension impact Social Security survivor benefits?
Full question: My mom (68 years old) is receiving survivor benefits and is in the process of selecting an annuity option from TRS. She doesn’t have 40 credits and paid into TRS only. We’ve been prepping and searching for answers on IF and how a partial lump-sum option affects the government pension offset, GPO. Do…Read More
My divorced spousal benefit is more than my own benefit. I also have a pension from Belgium. Will WEP apply?
Full question: I have social security benefits but would like to apply for Divorced Spouse as I will receive more than from my own record. I also receive a pension from Belgium. I know that GPO will not apply but will WEP apply? Hi there, The WEP rule only affects your retirement benefits, not dependent…Read More