Full question: I am receiving ex spousal benefits and have just become eligible for my own benefits although I am over FRA. I have a U.K. state pension. How will WEP affect me.? Will I still receive the same spousal benefit that I was receiving before? Hi there, If you are receiving ex-spousal benefits and…

Full question: I’m a retired State of California employee and drawing a good pension. As a CalPERS member, I didn’t contribute to SS during my 28+ years working for the government agency in CA. I am 61 now and short one (1) quarter of qualifying for SS. (39qtrs) Is there a way to get a…

Full question: I am retired military and I retired from a Police Department that didn’t pay into Social Security. How would the GPO and WEP affect me if I was to collect a spousal benefit based on my wife’s earnings? Hi there, We are assuming that if the Police Department did not pay into Social…

Full question: Two years ago, I left my job and took an early retirement with pension due to muscular dystrophy. My pension is half of what I made monthly when working and considered going back to work. I am at a point in my life due to my disease that I’m not able to go…

Full question: Hi Martha, I am from the UK and retired at 62 here in the USA after 22 years of “substantial” earnings for Social Security benefit calculations. I am also eligible to collect a partial UK State Retirement Pension in 2025 for the years I worked in the UK (50% of current max). How…

Full question: I am a 72 year old dual UK-US citizen and draw about $2,000 in US Social Security monthly and pay taxes in the UK on an income of about $60K, including the US social security amount. I still work and I pay into a defined contribution pension scheme valued at about $50K, at…