Social Security Benefits

Full question: I am receiving my Social Security benefit and I believe my spouse is eligible for half of my social security benefit but she is receiving less than that. How do I fix it? Hello, Her spousal benefits can be as much as 50% of your primary insurance amount (PIA), the amount you would…

Full question: I deferred benefits until age 70. My wife will also defer until 70 (2028). Her benefit will be about 70% of mine. If I die before her, but after she is getting her own, would she get my survivor benefit? Hi there, This is a common question about survivor benefits. If your benefit…

Full question: I had retired in May 2025, received my 1st check in July, but I realized I would like to try to work 1 more year. What do I do and is there a penalty? Hi there, To cancel a Social Security application, you must submit Form SSA-521, Request for Withdrawal of Application, generally within…

Full question: Hi Martha I turn 70 in January 2025 and called to apply for 70 to maximize benefits. The Rep pressured me about accepting retro to April 2025. I said no and then changed application from 70 to retro 69 and 3 mo to get lump sum which I did not need now. I…

Hi there, Yes, if they were married for 10 or more years she is entitled to ex-survivor benefits. You can learn more here. If she wants personalized support, she can work with an RSSA here. Warmly, Martha

Full question: Hello Martha, I’m using the Online Benefits Calculator to determine my monthly retirement benefit. After filling out all the inputs of income and entering a retirement age of 60 it spits out a monthly retirement benefit, but it doesn’t tell you what the age it corresponds to. Can you please assist in telling…