Does WEP apply to my foreign pension?
Full question: Is my social security benefit wrongly reduced for WEP? I am retired and my benefit subjected for WEP, but there is no totalization agreement with Turkey where I worked before moving to USA. Does WEP still apply? Hi, Thank you for the question. Yes, the WEP rule still applies to if you are…Read More
Is a French Pension subject to the GPO for spousal or survivor benefits?
Full question: The French pension is composed of the State pension plus what we called the Agirc Arco points.Are these money points subject to GPO when you get spousal or widow Social Security? Hi there, Thank you for your question about the Government Pension Offset, GPO rule. This rule applies to dependent benefits such as…Read More
Will my wife’s non-covered foreign pension be subject to the GPO?
Full question: My wife is Italian and will collect a work pension from a UK University which is non-covered, in terms of Social Security. I collect SS benefits for about 19 years of covered work in the US. Will my wife’s non-covered University pension be subject to GPO, and so reduced? Hello, Thank you for…Read More
I am getting conflicting information about foreign pensions from the SSA website and my local SSA office. Who is correct?
Full question: Hi, Martha, I understand that the WEP reduction for Foreign Pension cannot be more than 1/2 of the Foreign pension. That‘s even mentioned on the SSA website. Today, we went to our local SSA office and they said that the deduction up to 2/3s of the Foreign government pension. Who is correct –…Read More
Will my foreign pension lower my American Social Security benefits? What about my spousal benefits?
Full question: If my spousal SS benefit is higher than SS benefit based on own contribution (> 40 credit) would a foreign pension of a country with a totalization agreement lower US social security benefits? Hi, That is a great question. Generally speaking, foreign pensions do not affect Social Security spousal and survivor dependent benefits….Read More
Can I receive a spousal benefit if I have a German pension?
Full question: I am English and live and work in Germany. I was married to a US citizen for 33 years. Will I be entitled to 50% if his social security when I retire at 67 ( 7 years from now) . I will receive a Small German Pension based on my mandatory contributions. Hi…Read More