Full question: I am currently widowed. I am still working, but would like to know if I retired at full retirement age and remarried a person that is not of retirement age, how it would impact Social Security income both now and in the future? Hi there, Re-marriage and Social Security can be complicated. You…

Full question: I am the full time caregiver of our disabled 21 year old – we were together for 13 years, married for 9.6 legal and 3 years common law, divorced in 2008 and he has not helped or seen disabled child since. He has just retired – 21 year old disabled daughter is receiving…

Full question: If I was married for 17 years and now I’ve remarried and my current marriage is in the 15th year, who can claim spousal Social Security benefits, my current spouse or my divorced spouse? And my current spouse is 64 and collecting social security at this time. Can he collect from mine if…

Full question: I retired at 60 and will collect Social Security at 62. My husband will retire at 65 and collect Social Security then. This will occur in the same calendar year- me in September and him in December. Will there be any impact on the other when we each retire? During our working careers,…

Hi there, The short answer is “yes, sort of!” The “consecutive” part means that the two time periods of the marriages must be in existence in each of the 10 or more consecutive years. Therefore, the second marriage must start within the 12 months after the first divorce. Social Security does require that two people…

Full question: I was born in 1953 and my wife was born in 1958. I would like to wait to start collecting until age 70 in 2023. Can we use the restricted application filing strategy? Hi there! Yes, you may be able to use this claiming strategy. Since your wife is 62 in 2020, she…