How can I check my work and earnings history?
Full question: I’m 61 and I plan on working for at least a few more years before retiring from my job and I’m still not sure when I would like to collect Social Security. However, I want to check my earning’s history and make sure it is accurate. Where can I check this information? Hello, You…Read More
I will turn 65 next year, but will continue working. Should I enroll in Medicare then and how much will it cost each month?
Full question: I will turn 65 on June 12,2021 and I plan on still working until I’m 70 if my health allows it. Should I stop paying my health insurance then ($600/mo.) and pick up Medicare with a supplemental plan? And if I did this, how much a month do I have to pay for…Read More
Will my wife’s earnings impact her eligibility to receive spousal benefits?
Full question: I just turned 69 and filed for Social Security benefits. My monthly benefit is $2,900. My wife is only 63 and she still works. Can she collect a spousal benefit and will her earnings impact this? Hi there, If you just started collecting at age 69 and your benefit is $2,900 then your…Read More
What is my mom eligible to collect from my deceased dad’s benefits if she is currently working?
Full question: My mom just turned 62, not yet collecting Social Security. Her husband (my dad) died at age 46. She works full-time. What is my mom eligible to collect from my deceased dad’s benefits and will her current income have an impact on this? Hello, Your mom should look into survivor benefits if she…Read More
Am I eligible for Social Security if I only worked for 5 years?
Full question: I’ve been a stay at home mom for most of my adult life. I worked for about 5 years. Am I eligible for Social Security? Hello, To be eligible to collect your own retirement benefits, you must have worked and paid taxes into Social Security for 40 quarters, or 10 years. In your…Read More
I plan on working past age 70. Can I collect Social Security while I continue to work?
Hi, Yes, you can and depending on the amount that you earn during those years, your Social Security benefits may increase due to Social Security’s Recomputation of Benefits provision. Each year you work, you add to your earnings record and Social Security automatically recalculates your benefits. They average your years of earnings through the year…Read More