Was I misinformed by a Social Security Administration representative?

Full question: I changed from surviving widow to individual in August 2023. The amount was deferred back to January 2023. I was told the correct increase would be received starting January 2024. I haven’t received the increase yet. Was I misinformed by Social Security representative? Hi there, Not necessarily, but I am not sure we…

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How long does it take for a Request for Withdrawal of Application to get approved?

Full question: How long does it take Social Security to accept/process a “Request for Withdrawal of Application”. It has been a month since I had the application processed. Hi there, It is difficult to know how long it takes for your withdrawal application to be approved after it has been submitted, but you do have…

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Where does Social Security get the money to pay benefits other than taxes?

Full question: From where does Social Security get the money to pay benefits (other than payroll taxes and income taxes on those very benefits)? I’ve heard 2 stories: one is there are OASI and DI Trust Funds that contain the $2 trillion balance in cash (and thus Soc Sec pulls its payroll/income tax shortfall from…

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Can I switch benefits at a local SSA office or over the phone?

Full question: I am currently receiving spousal benefits and my wife is receiving full benefits. I turn 70 in November and want to switch to my full benefits. Do I need to go to a Social Security Office or can this switch be done over the phone with SSA? Hello, You can do either. Make…

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Can the SSA help me calculate benefits over the phone?

Full question: I want my SS benefit to start in January of 2024. I contacted SSA and they scheduled phone appointment for September of 2023. I need my benefit amount to be calculated as of January (any day) of 2024. Should I keep the appointment, will the September application date impact the amount? Hi there,…

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How do I switch from a spousal benefit to my own benefit online?

Hi there, Go to www.ssa.gov and on the main page click on “online services” then select “apply for retirement benefits.” Since you are currently collecting benefits on your spouse’s record, you should be able to start a new application for retirement benefits under your own Social Security number. You may also use the SSA online…

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