Can I switch benefits at a local SSA office or over the phone?
Full question: I am currently receiving spousal benefits and my wife is receiving full benefits. I turn 70 in November and want to switch to my full benefits. Do I need to go to a Social Security Office or can this switch be done over the phone with SSA? Hello, You can do either. Make…Read More
Can the SSA help me calculate benefits over the phone?
Full question: I want my SS benefit to start in January of 2024. I contacted SSA and they scheduled phone appointment for September of 2023. I need my benefit amount to be calculated as of January (any day) of 2024. Should I keep the appointment, will the September application date impact the amount? Hi there,…Read More
How do I switch from a spousal benefit to my own benefit online?
Hi there, Go to www.ssa.gov and on the main page click on “online services” then select “apply for retirement benefits.” Since you are currently collecting benefits on your spouse’s record, you should be able to start a new application for retirement benefits under your own Social Security number. You may also use the SSA online…Read More
I haven’t got my Social Security check yet. What should I do?
Hi there, Social Security applications can take several weeks to be reviewed. You should then have received a letter describing the amount of your benefit and the date benefits will be paid. Contact your local SSA office for an update. You can find your local office here. Best of luck, MarthaRead More
If I claim spousal benefits through my husband’s Railroad Benefits, will it make me claim my Social Security benefit too?
Full question: I am hoping you will be able to assist in answering a question related to spousal benefits that potentially may involve coordination between the Railroad Retirement Board (RRB) and the Social Security Administration (SSA). I plan to take my full retirement benefits at age 67 through SSA. I am currently 62. I do…Read More
How do I switch from survivor benefits to my own retirement benefits?
Full question: Currently, I am collecting survivor benefits (wife deceased). I am 69 and I want to switch to my own Social Security benefits as it is much higher. What is the form name/number that I must complete? What information/documentation will I need to provide? (I have spent time looking for this information on the…Read More