Full question: I recently retired and got a letter claiming i was getting an IRMAA penalty based upon income from 2 years ago – but my current income is now 1/3 of what i made now that I’m retired. How do I fix this issue?

Hi there,

You can request to lower the IRMAA by using a more recent tax year to determine it due to your retirement. Retirement can be considered as a life-changing event. Request an appeal here.  For personalized support, you can work with an RSSA here.

Best of luck,
Martha

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