RSSA Roadmap SETARA® Add-On
Expand Your Practice With Self-Employed Tax and Retirement Analysis
SETARA® gives Registered Social Security Analysts a new way to help eligible business owners explore reasonable compensation considerations and understand how compensation decisions may affect payroll taxes, future Social Security benefits, and long-term retirement value.
Designed as an add-on to RSSA Roadmap®, SETARA brings these connected considerations into one clear analysis, helping RSSAs show business-owner clients how compensation choices today may shape their retirement outcomes tomorrow.
SETARA® can be purchased directly within the RSSA® Roadmap.
Compensation Decisions Have a Long-Term Impact
Business owners often think about compensation in terms of taxes. But salary choices may also affect the earnings used to calculate future Social Security benefits.
SETARA gives RSSAs a way to bring those pieces together by comparing payroll tax impact, projected Social Security benefits, and long-term retirement value.
Show Clients The Full Impact Of Their Compensation Choices
SETARA allows RSSAs to compare multiple compensation scenarios side by side, helping eligible business owners understand the potential tradeoffs between short-term tax savings and future Social Security income.
Compare Compensation Scenarios
Evaluate different salary amounts and see how each one changes the overall picture.
Estimate Payroll Tax Impact
Show how different compensation levels may affect payroll taxes.
Project Social Security Benefits
See how changes in reported earnings may affect projected future Social Security benefits.
Compare Long-Term Retirement Value
Look beyond the immediate tax difference and examine how each scenario may affect cumulative retirement value.
Identify The Breakeven Point
See when the long-term value of one compensation strategy may begin to exceed another.
Present Clear Side-By-Side Results
Give clients an easy-to-understand comparison that helps make the differences between each scenario easier to evaluate.
Tax Savings Are Only Part Of The Picture
Paying a lower salary may reduce payroll taxes today, but that same decision may also reduce the earnings credited toward future Social Security benefits.
SETARA helps show both sides of the decision.
Instead of looking at payroll taxes or retirement benefits separately, RSSAs can help clients understand how the two may interact over time and what each compensation strategy could mean for their longer-term retirement picture.
Bring SETARA® to Business-Owner Clients
SETARA gives RSSAs a new way to serve self-employed individuals and eligible business owners who have greater control over how they compensate themselves.
It can be beneficial when working with:
- Self-employed professionals
- S corporation owners
- Small business owners
- Consultants and independent professionals
These clients are making decisions that affect their future Social Security benefits, even if retirement is still years away. SETARA gives RSSAs a reason to begin that conversation earlier.
More Ways To Help Clients. More Reasons To Work With An RSSA®.
SETARA® adds another specialized service to the RSSA® toolkit that creates new opportunities to demonstrate the value of Social Security planning.
Expand Your Client Services
Offer business owners an analysis that connects compensation with future Social Security outcomes.
Start The Conversation Earlier
Help business owners consider Social Security while they are still making compensation decisions.
Create New Opportunities
Give accountants, tax professionals, and financial advisors another reason to refer business-owner clients.
Add Context To Business Decisions
Show how compensation choices may affect more than immediate taxes.
Strengthen Client Relationships
Give business-owner clients another reason to turn to their RSSA for guidance.
Show The Value Of Social Security Expertise
Connect Social Security with decisions involving income, taxes, and retirement.
A Different Conversation With Business Owners
Business owners often focus on the immediate tax impact of their compensation strategy. SETARA helps RSSAs broaden that conversation by showing how those choices may also affect future Social Security benefits.
By comparing scenarios side by side, clients can see the tradeoffs between payroll tax savings today and potential retirement value later.
Built To Work With RSSA Roadmap®
SETARA is designed as an add-on to RSSA Roadmap®, extending the tools RSSAs already use to help clients understand Social Security.
Rather than operating as a separate service, SETARA gives RSSAs another way to bring Social Security analysis into conversations with eligible business owners.
Clients provide the information needed for the analysis, SETARA compares the selected compensation scenarios, and the RSSA can use the results to help explain how each option may affect payroll taxes, Social Security benefits, and long-term value.
Available Exclusively to RSSAs®
SETARA® is available exclusively to Registered Social Security Analysts® as a paid add-on to RSSA Roadmap®.
Not yet an RSSA? The RSSA® program combines comprehensive education, professional certification, and powerful planning technology to help you bring Social Security expertise into your practice.
Learn More About Becoming an RSSA®Turn Compensation Decisions Into Better Retirement Conversations
Business owners make compensation decisions throughout their working years. Those decisions may affect far more than the next tax bill.
With SETARA®, Registered Social Security Analysts can help eligible business owners understand how salary choices may connect with future Social Security benefits and long-term retirement value. It is another way to help clients see the bigger picture and another reason to make an RSSA part of the conversation.
SETARA® can be purchased directly within the RSSA® Roadmap.