I don’t have 40 quarters of covered earnings for Social Security. What are my other options?

Full question: I am Single (Widower – wife was Homemaker – no payments to SS) aged 79yo and Social Security wont pay me retirement benefits because I have worked for 35 quarters and not 40 quarters. I did not complete the extra 5 quarters because of permanently caring for my wife during her illness (double…

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How will my Social Security benefits affect my disabled son’s SSI?

Full question: I have a 25 year old son with Down syndrome. He receives SSI currently. His father/my ex-husband and I just turned 63 this year are eligible to receive Social Security benefits. My ex has maxed out his benefits and if I start drawing SS now I will get $1200 per month. How will…

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How can I find a reputable SSI counselor for my daughter’s application for SSI?

Hi there, Supplemental Security Income (SSI) includes some extra benefits in certain states, so it is best to work with someone in your state Many states have a Department of Social Services which can be a good place to start and find a helpful counselor. Best of luck, Martha

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My SSI stopped due to my assets. How can I get it back?

Full question: Hello, I just turned 58, divorced, and totally disabled. Before my divorce was final, I was receiving SSI. In the divorce, I won the 401k which put me over asset limit and the SSI stopped. The 401k is all I have for the rest of my life. Is there a way for me…

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As a caregiver of a disabled adult child, am I eligible for ex-spousal benefits?

Full question: My daughter is a disabled adult who has been on SSI since childhood. Her father and I divorced and I have remarried. Her father passed away and she is eligible to get survivors benefit, however I was told she would lose her medicaid because she would no longer be eligible for SSI. My…

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Can my daughter receive SSDI benefits based on both parents’ records?

Full question: I am divorced. I have a child on SSI who lives with me. Recently her mother applied for her Social Security retirement and we were notified we could apply for SSDI. I am eligible for SS Retirement, but have not yet applied. If I apply will my daughter receive SSDI benefits on both…

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