I think I made a mistake collecting Social Security. Can I cancel or appeal my decision?
Full question: Hi Martha I turn 70 in January 2025 and called to apply for 70 to maximize benefits. The Rep pressured me about accepting retro to April 2025. I said no and then changed application from 70 to retro 69 and 3 mo to get lump sum which I did not need now. I…
Read MoreIs my sister entitled to benefits retroactive to January 24th as a result of the Social Security Fairness Act?
Full question: My sister receives public pension as a result of her years long teaching career. She never applied for Social Security benefits because 2/3 of her public pension would have exceeded any SS benefits. SS Fairness Act became law Jan 25. She applied for SS benefits 1-17-25 received lump sum (incl 6 months retroactive)…
Read MoreCan a widow who has never taken survivor benefits get a lump sum payment for all the missed years of collection?
Full question: Can a 94 year old widow who has NEVER taken her Social Security benefits get the benefits now? If yes, would she get a Lump Sum payment for the past 20 years of eligibility? Hi there, Well yes, it would appear so. I am assuming you are speaking about survivor benefits. These need…
Read MoreWill the SSA retroactively pay me my missed survivor benefits?
Full question: I discovered recently that my husband passed away in 2012. We were still married but not together. Am I still entitled to receive survivor benefits and how far back will they pay? Hi there, Yes, you are still entitled to survivor benefits if you are still legally married. The SSA pays up to…
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