How do I address a notice informing me that my benefits are being discontinued?
Full question: My mother was married to my American Father for 22 years. She worked in the US and now lives in Bermuda. We received notice that payments would stop September 2025 and have 60 days to appeal. What should we do? Hi there, Thank you for reaching out to us with your concern about…
Read MoreMy wife and I are Canadian, but my wife will be eligible for Social Security. Do I qualify for spousal benefits?
Full question: My wife and I are canadian citizens. She worked across the border and is soon to be eligible for social security. We have been married for 35 years and I am wondering if I qualify for spousal benefits Hello, Yes, a Canadian spouse of a Canadian U.S. worker can usually claim Social Security…
Read MoreI am a German citizen, divorced from an American after 20 years of marriage. Am I entitled to ex-spousal benefits?
Full question: I am a German citizen, married to an American in Germany and also divorced from him in Germany after 20 years of marriage. Am I entitled to spousal Social Security benefits? Hi there, If you are a citizen or, in most cases, a legal resident of a country with which the United States…
Read MoreI have a pension from the UK. How will the WEP affect me?
Full question: I am receiving ex spousal benefits and have just become eligible for my own benefits although I am over FRA. I have a U.K. state pension. How will WEP affect me.? Will I still receive the same spousal benefit that I was receiving before? Hi there, If you are receiving ex-spousal benefits and…
Read MoreDo you advise on coordinating benefits between Spain’s Social Security system and the US Social Security system?
Hi there, Yes, we can help provide you with the information needed to coordinate with foreign countries. The US has “totalization agreements” with a number of other countries that coordinate Social Security coverage and benefit payments for individuals who have worked in both countries. You can learn more here. And for personalized advice, you can…
Read MoreHow will my UK pension impact my USA Social Security benefit?
Full question: Hi Martha, I am from the UK and retired at 62 here in the USA after 22 years of “substantial” earnings for Social Security benefit calculations. I am also eligible to collect a partial UK State Retirement Pension in 2025 for the years I worked in the UK (50% of current max). How…
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