Full question: I’m remarried 4 years to my husband, age 72. He waited until 70 to begin his Social Security benefits, and is still working as a partner in a law firm. I just turned 69, still working as an independent life & health agent. I have not turned on Social Security benefits yet, and…

Full question: I would like to file at 66 and 1 month for a birthday of 02/20/1957 but I’m still working. Is there a different tax rate if I’m not on my full age of 66 and 6 months? I’m going to continue working even longer but I need the money. Hi, Thank you for…

Full question: I get survivors benefits now, I am 65 and have worked 27 years past my husbands death. If I continue his until 70 and then switch to mine (I’m still working) will I get a larger check?  Hi there, Thank you for the question about collecting survivor benefits and switching to your own…

Full question: Do my retirement benefits increase because I am still in the work force and therefore still paying taxes? I am 67 years old, receiving monthly Social Security benefits and still working. Hi there, This is a great question. If you have already begun receiving your Social Security benefits you may still increase your…

Full question: I am 70 years old and I am working how much can I make in 2022 and 2023? I will be applying for Social Security benefits this month. Hello, There are two earnings limits that retirees need to be aware of before collecting while continuing to work. The lower limit is $19,560 which…

Full question: I turn 62 in January 2023 and want to collect Social Security. I have earned $55,000 in 2022. How will that affect my benefit in 2023? Hello, If you have earnings in 2022, but do not file until 2023, your earnings for 2022 will not impact your benefits. However, if you decide to…