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Martha Shedden is RSSA’s President and Co-Founder. Read Martha’s responses to questions regarding Social Security. View all questions or browse by category. Submit your own question to Martha here.
Am I eligible to collect an ex-spousal benefit if my ex’s benefit is higher than mine?
Full question: I was married to my husband for 17 years and then divorced, can I draw my ex-husband benefit since his is higher than mine? Hi there, Yes, you may be eligible to collect benefits based on your ex-spouse’s earnings if you were married at least 10 years, are currently single, your ex-spouse is…
Read MoreWhen a Social Security recipient passes away, what will happen to their Social Security benefit payments?
Hello, When a fully insured worker, who may or may not have been collecting Social Security benefits, passes away, dependents of that worker may be entitled to certain amounts of the benefit. Dependent survivors of a worker can include a spouse, ex-spouse, minor or adult-disabled children, and even parents in some cases. The amount that…
Read MoreWill my deceased husband’s foreign pension affect my survivor benefit?
Full question: I, the beneficiary, am eligible to receive a part of my deceased husband’s UK widow’s clergy pension. Will it affect my survivor Social Security benefit?. Hello, No, it will not for two reasons. If you are collecting a pension benefit based on someone else’s earnings (your husband), the Government Pension Offset (GPO) rule…
Read MoreIf an individual is turning their FRA and still working to earn 40 credits, will the new credits be added into their PIA?
Full question: If a retiree is turning their FRA and they do not have all 40 credits required to receive the full benefit, can they continue to work to obtain all 40 credits? If this retiree claims at his FRA, can he continue to work and will the credits be automatically recalculated into his PIA?…
Read MoreIs one eligible to receive Medicare benefits based on a spouse’s earning record?
Full question: My spouse is now receiving his retirement and Medicare benefits. I work intermittently and may never earn 40 credits. Will I be entitled/eligible to receive Medicare benefits as his spouse when I turn 65? Hello, Yes, you will! Just as you may be eligible to collect Social Security spousal benefits based on your…
Read MoreWill earnings at ages 58 and 59 be indexed for inflation and increase the PIA?
Full question: If a 58-year-old employee of a corporation is able to increase his wages during this year and the year he is 59, will they be indexed for inflation and increase his PIA? Hello, The Primary Insurance Amount (PIA) is based on our highest 35 years of earnings, and those up through your 59th…
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