How does earned income affect Social Security benefits?

Published: August 29, 2022

Full question: I turn 62 in January 2023 and want to collect Social Security. I have earned $55,000 in 2022. How will that affect my benefit in 2023?


If you have earnings in 2022, but do not file until 2023, your earnings for 2022 will not impact your benefits.

However, if you decide to continue working while collecting than your benefits may be reduced.

For personalized support, work with a Registered Social Security Analyst here.

Take care,

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