Will I automatically be enrolled in Medicare at age 65 if I am currently collecting survivor benefits?

Full question: If someone is drawing Survivor benefits (since ago 60), will they automatically be enrolled in Medicare at 65 when they age in. Or are the only automatically enrolled if they are drawing their own/spousal benefits? Hello, Yes, if they are receiving benefits, the Social Security Administration will automatically sign them up at age…

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My wife has a teaching pension. Is she eligible for spousal benefits?

Full question: My wife is a teacher in Texas and eligible for full teacher retirement. Can she earn partial SS benefits under myself as her spouse? Hi there, If your wife is collecting a “non-covered” pension from work that did not pay into Social Security, then yes, she would be affected by the Government Pension…

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Will student loan forgiveness affect current Social Security benefits?

Hi there, Social Security can garnish up to 15 percent of your benefits if you default on federal student loan debt. However, there is a cap to what they can leave with you. Your benefits cannot be less than $750/month. There are some special rules regarding student loans, disability, Social Security, and more. For personalized…

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If I remarry someone younger than me and not at FRA, how will it impact our Social Security income?

Full question: I am currently widowed. I am still working, but would like to know if I retired at full retirement age and remarried a person that is not of retirement age, how it would impact Social Security income both now and in the future? Hi there, Re-marriage and Social Security can be complicated. You…

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Can I collect my Social Security to make up the difference between my benefit and my survivor benefit?

Full question: My husband is in hospice. When he passes, I will be able to collect his railroad pension, but no longer mine. Can I collect my Social Security to make up for the lost? Hi there, I am sorry about your husband. Railroad retirement benefits and Social Security benefits are similar. There are a…

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Can I collect Social Security from my ex-husband?

Full question: Can I collect my ex-husband’s Social Security at 72, even though we were married for 17 years and I started collecting disability early and then when I became age to get my Social Security it switched over? Hi there, If you were married for at least 10 years, you could be eligible for…

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