Full question: I have active survivor benefits, will be turning 70 in March 2023 and would like to transition to retirement benefits, preferably online, need details on process. Hi there, The process of switching from a survivor benefit to your own retirement benefit can be completed in two ways, online or with the help from…

Full question: Can I collect my ex husband’s Social Security now at age 66. We were married 20 years. Then switch to mine at 70 years old to get the most I can get? Hi there, Unfortunately, the answer is no. The “restricted application” in which you can take a spousal or ex spousal benefit…

Full question: My wife and I filed for her Spousal Benefit from our address in Germany (She is a German citizen). I am back in the USA for a period of time, and want to take her very difficult to replace Birth Certificate in to an SSA office. The initial claim for her benefits was…

Hi there, There can be many reasons why they are holding up your benefit. We suggest that you call your local Social Security office to get more information. Good luck! Best, Martha

Hello, Yes, if you are receiving survivor/disability benefits, starting in January your payment will include the new COLA increase. Best, Martha

Full question: My friends husband passed 5 years ago and she was told she had to wait until she was 60 to apply for survivor benefits. She will receive $367 more a month but no back pay, why? Hi there, Yes survivor benefits can be collected as early as age 60, but at a reduced…