Hi, Yes, children may be eligible for benefits when a parent receives Social Security retirement or disability benefits. Children may also be eligible for benefits when a parent dies. In order to be eligible for benefits, a child must be unmarried and younger than age 18. Children, 18 to 19 years old, may be eligible…

Hi, Social Security benefits are paid monthly and they are paid one-month late. For example, your October benefit will be paid in November. Benefits are paid on Wednesdays and the Wednesday you receive your benefit is dependent on your birthdate. If you were born on the 1st-10th of the month, you will be paid on…

Full question: Hi!!! My first husband passed away in 2006 and my children received survivor benefits until they were 18. I remarried, but am now divorced from my second husband. He is not deceased. Can I receive my first husband’s social security. It is higher than mine. I just turned 61. My benefits would be…

Full question: Can a widow who is past FRA and still working apply for widows benefits retroactive to the day she reached FRA? Hello, You may be entitled to monthly survivor benefits retroactively for up to 6 months. Retroactive benefits for months prior to attainment of FRA are not payable to a widow(er) if this…

Hi, The answer is maybe, but not yet. Age 62 is the earliest you are able to collect Social Security retirement and spousal benefits. If you are entitled to collect each of these, you will only collect the higher of the two amounts. Your husband must be collecting his retirement benefit for you to be…

Hi there, This is a very common question and unfortunately, I can’t give you an exact answer without doing a thorough analysis. Choosing  the optimal age to file for Social Security benefits is dependent on many factors including, but not limited to your current finances, your life expectancy, and your family.  I suggest reading this…