Hello there, It is recommended you apply three months prior to starting benefits. Therefore, if you plan on retiring at 62, you should apply for Social Security when you are 61 years and 9 months. Here is more information about how to apply. Take care, Martha Do you have a question about Social Security? Ask…

Hello, The maximum amount is dependent on when an individual claims their benefits. For someone reaching FRA (Full Retirement Age) in 2020 who claims their benefits at FRA, the maximum benefit payable would be $3,011. For someone reaching FRA in 2020 who claims benefits early at age 62, the maximum payable benefit would be $2,265….

Hi, I am very sorry for your loss. If you are at or above your Full Retirement Age, you can collect 100% of your wife’s benefit. If you take it early, the benefit will be reduced. However, you cannot collect both benefits (your benefit and widow/survivor benefits). You can will collect the higher of the…

Hi there, It depends. Your ex-wife is eligible to collect ex-spousal benefits if she is currently single, you are both at least 62 years old, and you were married for at least 10 years. Best, Martha Do you have a question about Social Security? Ask Martha your own question here.

Hello, I am so sorry for your loss. In most cases, a funeral home will report a death to the Social Security Administration. You should provide the funeral home with your husband’s Social Security number. You cannot report a death or apply for survivor’s benefits online. You should call 1-800-772-1213 to speak with Social Security…

Hello there, The Primary Insurance Amount, commonly referred to as PIA, is the full monthly benefit that you receive if you claim at your Full Retirement Age (FRA). Claiming earlier reduces your benefit and waiting to claim later than FRA increases your benefit. Your PIA is calculated using a specific formula. If you are eligible…