Can I switch from survivor benefits to my own retirement benefits?

Published: August 23, 2023

Full question: Can I collect survivor benefits from deceased ex-husband from age 60 until my FRA which is 67, and want to be sure that I can switch over as long as my own retirement benefits are higher. Is this true?

Hi there,

Yes, that is true. Survivor benefits may be collected as young as age 60, and even if they are a lower amount than your own retirement benefits at age 62.

And yes, you may then switch over to those retirement benefits later up to age 70.

For personalized assistance, you can speak with an RSSA here.

All the best,

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