Full question: Hi, Martha, I understand that the WEP reduction for Foreign Pension cannot be more than 1/2 of the Foreign pension. That‘s even mentioned on the SSA website. Today, we went to our local SSA office and they said that the deduction up to 2/3s of the Foreign government pension. Who is correct –…

Full question: I am 63 caring for my adult disabled child full time. My ex spouse, his father, is 62 (we were married 19 years). Am I able to collect on his work record right now without early penalty (he is still working, not retired) ? Would that be at the 50% divorced spouse rate?…

Full question: If my spousal SS benefit is higher than SS benefit based on own contribution (> 40 credit) would a foreign pension of a country with a totalization agreement lower US social security benefits? Hi, That is a great question. Generally speaking, foreign pensions do not affect Social Security spousal and survivor dependent benefits….

Full question: I am English and live and work in Germany. I was married to a US citizen for 33 years. Will I be entitled to 50% if his social security when I retire at 67 ( 7 years from now) . I will receive a Small German Pension based on my mandatory contributions. Hi…

Full question: I received my ex-husbands social security until mine was more than what I was entitled to with his. He died a few months ago and my disabled adult child got an increase in her social security. Am I allowed to collect survivor benefits since she lives with me and I take care of…

Full question: Is there an income limit if spouse age 63 applies for spousal benefits from spouse who is also 63 receiving disability SS? Hello, Yes, the income limits for 2023 are $21,240 and $56,520 and above those limits, all benefits would begin to be reduced. If you are looking for more personalized advice, you…