Full question: I am turning 63 in August of this year. I am applying now in May to start receiving benefits in September. I want to get the amount for age 63. Will that work? Hi there, Your benefit check is based on the month that you select to “start benefits” on your application and…

Full question: My wife is from Poland. She has a pension from ZUS. She is 68 and retired. She currently receives a small social security check. Will her spousal benefits be reduced by Social Security GPO? Hello, Yes, she will still qualify for full Social Security spousal benefits; her foreign pension will have no bearing…

Full question: I’m 61 and I plan on working for at least a few more years before retiring from my job and I’m still not sure when I would like to collect Social Security. However, I want to check my earning’s history and make sure it is accurate. Where can I check this information? Hello, You…

Full question: I am divorced, was married for over 10 years and did not remarry. Can my ex-wife at 62 claim and suspend so I can collect 50% of her benefit? And does that effect her benefit? Hello! The ability to file (claim) and suspend Social Security retirement benefits was phased out for couples and…

Hi there, Good news! Yes, you may certainly withdraw your application for Social Security retirement benefits. If you have changed your mind about starting your benefits, you can cancel your application for up to 12 months after you became entitled to retirement benefits. This process is called a withdrawal and allows you to reapply later….

Full question: The spousal benefits to collect for child-in-care benefits applies only to the spouse or the ex-spouse as well? I had a situation where my ex-husband retired and my children got Dependent benefits until they finished high school around 18/19 years old. I never got any benefit. My ex was collecting my children benefits…