When should I apply for my Social Security benefits?

Published: January 27, 2022

Full question: I will be 62 in 8 months, when should I apply for Social Security?

Hi there,

Everyone has a unique situation when it comes to collecting Social Security.

There are many factors to consider when deciding the best time for an individual to file for benefits including, but not limited to life expectancy, relationship status, children, pensions, work status, disability, and more.

It is important to understand your options and applicable Social Security rules that may affect your benefits. A Registered Social Security Analyst (RSSA) can work with you to create a personalized Social Security analysis & plan to help you understand your options and the rules you should be aware of to optimize your benefits. You can schedule a free 10-minute consultation to learn more or you can get started with an RSSA right away here.

Take care,

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