Full question: Why can I receive my deceased husbands railroad pension, but I cannot collect my Social Security that I paid into after working for over 30 years? Hi there, Railroad retirement and survivor benefits work with Social Security, not in addition to it. That means that the Railroad retirement benefit is subtracted from the…

Full question: I’m 75, divorced and caring for our disabled adult daughter who is collecting SSDI on her dad. Am I entitled to collect on his social security if higher than my SS? Hello, Yes, you may be eligible for an ex-spousal benefit if you were married for 10 or more years and the benefit…

Full question: My daughter is a disabled adult who has been on SSI since childhood. Her father and I divorced and I have remarried. Her father passed away and she is eligible to get survivors benefit, however I was told she would lose her medicaid because she would no longer be eligible for SSI. My…

Full question: I will be 68 in February 2024. I understand I can sign up for social security 3 months prior to my birthday. To receive the dollar amount for 68, do I choose the date date to start or do I begin to receive payments in the month I turn 68? Hi there, Yes,…

Full question: My friend recently got widowed and her late husband had been receiving SS benefits. My friend is still working, will her income affect her survivor benefits being taxed ? Hi there, If your friend is still working and younger than her full (normal) retirement age – FRA, (between 66 and 67 depending on…

Full question: My wife will turn 70 in 2024, May 21. In what month should she apply for SS? Are there any other considerations that may help her maximize her benefits. I am the husband, age 76. I am currently on SS. Hi there, Your wife can start the online application 3 months prior to…