As a caregiver of a disabled adult child, am I eligible for ex-spousal benefits?

Full question: My daughter is a disabled adult who has been on SSI since childhood. Her father and I divorced and I have remarried. Her father passed away and she is eligible to get survivors benefit, however I was told she would lose her medicaid because she would no longer be eligible for SSI. My…

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When will I begin receiving Social Security payments?

Full question: I will be 68 in February 2024. I understand I can sign up for social security 3 months prior to my birthday. To receive the dollar amount for 68, do I choose the date date to start or do I begin to receive payments in the month I turn 68? Hi there, Yes,…

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My friend recently got widowed. She is still working. Will her income affect her survivor benefits?

Full question: My friend recently got widowed and her late husband had been receiving SS benefits. My friend is still working, will her income affect her survivor benefits being taxed ? Hi there, If your friend is still working and younger than her full (normal) retirement age – FRA, (between 66 and 67 depending on…

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My wife turns 70 in May. What month should she apply for Social Security?

Full question: My wife will turn 70 in 2024, May 21. In what month should she apply for SS? Are there any other considerations that may help her maximize her benefits. I am the husband, age 76. I am currently on SS. Hi there, Your wife can start the online application 3 months prior to…

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Do I qualify for ex-spousal survivor benefits?

Full question: Hello, my son received survivors benefits until the age of 19. I also received survivor’s benefits due to be the ex-spouse caregiver of my son, but my portion stopped when my son turned 16. My son is now 21 and was just approved for DAC disability. Would I qualify to receive payment again…

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How do I switch from spousal benefits to my own benefits at age 70?

Hello, We recommend that you contact your local SSA office which you can find here. Then set up an in-person meeting or phone appointment. Contact them several months prior to your 70th birthday. Best of luck, Martha

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