Full question: If a retiree is turning their FRA and they do not have all 40 credits required to receive the full benefit, can they continue to work to obtain all 40 credits? If this retiree claims at his FRA, can he continue to work and will the credits be automatically recalculated into his PIA?…

Full question: My spouse is now receiving his retirement and Medicare benefits. I work intermittently and may never earn 40 credits. Will I be entitled/eligible to receive Medicare benefits as his spouse when I turn 65? Hello, Yes, you will! Just as you may be eligible to collect Social Security spousal benefits based on your…

Full question: If a 58-year-old employee of a corporation is able to increase his wages during this year and the year he is 59, will they be indexed for inflation and increase his PIA?  Hello, The Primary Insurance Amount (PIA) is based on our highest 35 years of earnings, and those up through your 59th…

Full question: I am soon to be 65 in September. I am drawing disability. I met with a Social Security agent in 2019 and asked if I could apply for Survivor’s benefits, because my husband died in 2012. He told me I could not have both disability and Survivor’s Benefits. Is that true? Hi there,…

Full question: Martha, My wife is a retired teacher in Texas, She gets teacher retirement from TRS. She is over 62. Can she collect a spousal benefit from my Social Security without being subject to the GPO? Hello, Unfortunately, no. I am assuming her earnings as a teacher were not subject to the FICA payroll…

Full question: My wife and I paid for Medicare for just over 1 year before we started collecting Social Security. We paid for Medicare in 3 month increments, but our 1st Social Security check deducted a payment for Medicare for a month that we had already paid for. How do we get a refund for…