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Your Social Security Questions Answered

Read answers to reader-submitted Social Security questions from Martha Shedden, RSSA’s CLO, and her team of experts. Submit your own question to Martha here.

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How and where do I file a 2023 W2 form?

Full question: My 93 y/o mom just passed last month. I have been informed that I will have to file her 2023 W2 form. How and where? Hi there, Please contact your tax professional or the IRS for details on reporting income tax. Best of luck, Martha

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Am I eligible to collect on my ex’s Social Security if it is higher than mine?

Full question: I’m 75, divorced and caring for our disabled adult daughter who is collecting SSDI on her dad. Am I entitled to collect on his social security if higher than my SS? Hello, Yes, you may be eligible for an ex-spousal benefit if you were married for 10 or more years and the benefit…

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As a caregiver of a disabled adult child, am I eligible for ex-spousal benefits?

Full question: My daughter is a disabled adult who has been on SSI since childhood. Her father and I divorced and I have remarried. Her father passed away and she is eligible to get survivors benefit, however I was told she would lose her medicaid because she would no longer be eligible for SSI. My…

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When will I begin receiving Social Security payments?

Full question: I will be 68 in February 2024. I understand I can sign up for social security 3 months prior to my birthday. To receive the dollar amount for 68, do I choose the date date to start or do I begin to receive payments in the month I turn 68? Hi there, Yes,…

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My friend recently got widowed. She is still working. Will her income affect her survivor benefits?

Full question: My friend recently got widowed and her late husband had been receiving SS benefits. My friend is still working, will her income affect her survivor benefits being taxed ? Hi there, If your friend is still working and younger than her full (normal) retirement age – FRA, (between 66 and 67 depending on…

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My wife turns 70 in May. What month should she apply for Social Security?

Full question: My wife will turn 70 in 2024, May 21. In what month should she apply for SS? Are there any other considerations that may help her maximize her benefits. I am the husband, age 76. I am currently on SS. Hi there, Your wife can start the online application 3 months prior to…

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