Hi there, You can make the decision of when you want to switch from survivor benefits to your own retirement benefits. You should file for those about three months prior to the date you want them to start to allow time for SSA to process the change. The first check in the new amount will…

Full question: I am 63 and am wanting to collect my benefits. Can I switch to my husband’s benefits when he retires? Do he have to be at FRA for me to do this? Hi there, When you file, you will be required to be filing for both benefits you are eligible for at the…

Hi there, If you are collecting Social Security disability insurance, SSDI, you will still collect the same amount at full retirement age, but the benefit will be considered a retirement benefit and paid from a different SSA trust fund. Take care, Martha

Full question: I’m a 62 year old widower with no dependents. When can I collect my deceased wife’s benefits? She was fully qualified. Hello, Survivor benefits may be collected as early as age 60, but the amount will increase, if delayed, up to your full retirement age, 67. If you are also eligible for your…

Full question: Farmer housewife never paid into SS…needs to get a job and pay into SS,,(how long ,how many years, or make how much money) to be eligible to collect SS retirement, and more importantly receive part A medicare? Hi there, She would need to work and pay FICA payroll taxes on earnings for a…

Full question: Has there been any changes to the surviving spouse benefits in 2024. I started drawing my deceased ex-spouse benefits when I reached SS retirement age of 65 or 65 1/2 (don’t recall exact age). I kept working because at the time I was told I could switch to my personal benefits at age…