Full question: Would a person receiving SSDI now on temporary disability get more money monthly if she was diagnosed with a permanent disability? Hi there, Temporary or short term disability insurance, STD, is employer sponsored or purchased privately. It requires that the disability lasts from 1 to 13 weeks and that you are only unable…

Full question: Hi Martha, I’ve been collecting Survivor benefits since I was 66. I’ll be turning 70 in October. How do I find out if my own benefits at 70 will be higher than my deceased spouse’s? Hi there, You should contact your local Social Security office to verify if you are eligible for a higher…

Full question: I’m looking to publish my own book, but I’m concerned that if my sales will only be enough to negate my SSI, that I will be left destitute. My research says that royalties such as from book sales are not counted as income for SSI, but I find it prudent to seek outside…

Full question: My ex spouse passed away. We were married over 10 years ,5 kids 4 disabled. The kids get survivors benefits. the SSA office states I qualify for benefits but I can’t get them because it’s at the max benefits and we stay together! ( of course we do, they are minors!) I thought…

Full question: This question is for my husband. His first wife died 7 years ago at age 55 and made more money than my husband. We got married 4 years ago. He is ready to retire. Can he get her Social Security benefits? Hello, Individuals who have lost a spouse may still be eligible to…

Full question: If a taxpayer went over their income limit for Social Security because they are under retirement age and they have to pay it back, is there any adjustment on their tax return because they already paid on 85% of their benefits. Hi there, This is largely a tax and IRS issue. The taxpayer…