Full question: My wife and I are canadian citizens. She worked across the border and is soon to be eligible for social security. We have been married for 35 years and I am wondering if I qualify for spousal benefits Hello, Yes, a Canadian spouse of a Canadian U.S. worker can usually claim Social Security…

Full question: My Social Security payments are reduced by a pension I receive from a school I worked for in the UK, which is outside the USA Social Security system. Will the Repeal of the Windfall Elimination Provision (WEP) affect my situation? Hi there, Yes, repeal of the WEP rule applies to non-covered foreign pensions….

Full question: My husband receives Railroad retirement. I elected to receive my Social Security due to being more. Will the new HR82 allow me to receive both with no penalty? Hi there, On January 5, 2025, President Joe Biden officially signed the Social Security Fairness Act (H.R. 82) into law. This law repeals the Windfall…

Full question: I’m a retired teacher in California and now qualify for Social Security payments for earlier Social Security work. I’m 67. When will the benefits start for me? Hi there, I am assuming you are referring to benefits due to you now, with passage of The Social Security Fairness Act (H.R. 82). On January…

Full question: My wife applied for half of my Social Security in 2016, but she was denied due to her teacher pension and her Account was put on Suspension! But now HR 82 has been approved and Biden to sign soon, does she have to go back into her Social Security account and re-apply for…

Full question: My husband retired from RR with 40 year and receives full retirement. I am the spouse getting ready for retirement . My SS is more than RR tier 1. Do I qualify for tier 2 and will that affect my SS benefit? Hi there, The Railroad Retirement Act (RRA) and the Social Security…