Full question: Hi Martha. Had a case recently where a younger spouse with a small benefit claimed her own benefit at age 62. She will get a spousal benefit eventiually when her husband files for his. When her husband files, does she have to immediately start the spousal benefit, or can she wait a few…

Full question: I had an overpayment. I made the mistake of telling them I had paid to file bankruptcy (but that I had not begun the process yet). They went into a deep dive looking for the bankruptcy I told them I hadn’t filed. It took many months to get it started again. But now…

Full question: My girlfriend and I have lived together for about 13 years. She has within the last month and a half been diagnosed with cancer and she is unable to take care of herself. Hospice comes in 2 or 3 times a week to bath and examine her. I take care of her every…

Full question: At age of 62 I start receiving my Social Security benefits under my work record (my ex- was not yet eligible, he was 61.5). Then at 71 can I switch to ex- and receive his, the full 50% SS benefits? (His benefits are 2.5 bigger than my. “Deemed filing” is NOT apply here….

Full question: My husband died August 9, 2023. Can I claim survivor benefits at age 62? My husband was 67 when he died, he was collecting Social Security. Hello, Yes, you can claim your survivor benefits at 62 (50 if disabled). If you are eligible to receive both retirement benefits and survivor benefits, you can…

Full question: I was married for 32 years and my wife passed away in 2005 at age 57. I started my Social Security benefits at age 62. Am I eligible for a higher monthly income as a widower even after all these years? Hi there, If your survivor (widower) benefit exceeds the amount of your…