Your Questions Answered
Martha Shedden is RSSA’s President and Co-Founder. Read Martha’s responses to questions regarding Social Security. View all questions or browse by category. Submit your own question to Martha here.
If I receive a foreign pension and qualify for spousal benefits, can I receive both?
Hi, Yes, you still qualify for full Social Security spousal benefits; your foreign pension will have no bearing on your eligibility for spousal benefits. Foreign pensions are not considered as government pensions for purposes of the GPO provision, as specified in the first bullet of Section B, Payments That Are Not Pensions For GPO, in…Read More
I plan on working past age 70. Can I collect Social Security while I continue to work?
Hi, Yes, you can and depending on the amount that you earn during those years, your Social Security benefits may increase due to Social Security’s Recomputation of Benefits provision. Each year you work, you add to your earnings record and Social Security automatically recalculates your benefits. They average your years of earnings through the year…Read More
If my partner and I, both in our late sixties, get married, will that impact our Social Security benefits?
Full question: Hi. My partner and I have been together for over 7 years, but we are not married. I am 64 and plan on collecting Social Security next year at 65. My partner is 69 and already collecting Social Security. If we decide to get married, will this impact our benefits (negatively or positively)?…Read More
Do I have to pay taxes on Social Security income?
Hi, Yes, your Social Security income may be taxable, but it depends on the amount of your combined income* each year. At the most, only 85% of your Social Security income may be taxed by the IRS. This is how you calculate your combined income*: Your adjusted gross income (AGI) + Nontaxable interest + ½…Read More
Are children eligible to receive benefits from their parents?
Hi, Yes, children may be eligible for benefits when a parent receives Social Security retirement or disability benefits. Children may also be eligible for benefits when a parent dies. In order to be eligible for benefits, a child must be unmarried and younger than age 18. Children, 18 to 19 years old, may be eligible…Read More
When will I receive my benefit each month?
Hi, Social Security benefits are paid monthly and they are paid one-month late. For example, your October benefit will be paid in November. Benefits are paid on Wednesdays and the Wednesday you receive your benefit is dependent on your birthdate. If you were born on the 1st-10th of the month, you will be paid on…Read More