Full question: Having worked 32 years France and 7 years in the US, I am getting small US Social Security benefits ($600) and my foreign pension from France. Can my wife apply for SSA benefits as a spouse (which means she could get up to 50% my benefits, or $300), and would my French pension…

Hi there, Yes, you can work past the age of 70 to supplement your Social Security income. Working past age 70 may or may not affect your Social Security income. Depending on your income, your Social Security could be subject to federal (and state, depending on where you live) taxation. Your future income even has…

Full question: I will collect Social Security at 62 as an ex-spouse. 50% of his full benefit will be about $1900. I know typically it would be reduced for filing early, but I read if you have minor children, it is not reduced. Is that true? Also, I have 2 minor children. What number will…

Full question: After filing for Social Security at age 63 and receiving 5 payments, I received a letter from Social Security saying I needed to pay the money back because I would make too much. Am I required to pay that money back, if so, why? Hello, If you began collecting before your Full Retirement…

Full question: I can’t find clarification on survivor benefits and earnings limits. If a husband passes away and the survivor wife is age 55 and is working and caring for kid(s) under 16, does her benefit get reduced because she is working? Hello, Yes, like other Social Security benefits, survivor benefits also are subject to…

Full question: When I turn 62, how do I start my Social Security benefit? And how long after applying for benefits, will it be direct deposited? Hello, When you are ready to begin collecting benefits you should always apply 2-3 months prior! Once you apply for benefits, it usually takes the Social Security Administration 4…