Is there any risk to being separated, but not divorced?

Full question: My spouse and I have been separated for 20 years but not legally divorced. I am planning on applying for my Social Security benefits soon, I am still working but at full retirement age, almost 69 actually. Is there any risk because we are still legally married? Hi there, No, there is no…

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How long is the waiting period after filing an SSA-1724 form?

Hello, There is no waiting period after filing an SSA-1724 form to claim amounts due in the case of a deceased beneficiary. Hope this helps! Take care, Martha

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How will my UK pension impact my USA Social Security benefit?

Full question: Hi Martha, I am from the UK and retired at 62 here in the USA after 22 years of “substantial” earnings for Social Security benefit calculations. I am also eligible to collect a partial UK State Retirement Pension in 2025 for the years I worked in the UK (50% of current max). How…

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Can I collect social security from my dead husband even if I work?

Hi there, Yes, you may be entitled to collect survivor benefits based on your deceased husband’s earnings record and still work. You must have been married at least 9 months and be at least 60 to collect survivor benefits and 62 to collect retirement benefits. If you are working, collecting benefits, and younger than your…

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I don’t have 40 quarters of covered earnings for Social Security. What are my other options?

Full question: I am Single (Widower – wife was Homemaker – no payments to SS) aged 79yo and Social Security wont pay me retirement benefits because I have worked for 35 quarters and not 40 quarters. I did not complete the extra 5 quarters because of permanently caring for my wife during her illness (double…

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Will SSA send a copy of my ex-spouse’s XML earning statement?

Original question: Ex-spouse needs her husbands XML earning statement, but they don’t talk to each other. Will Social Security send her a copy of the earning statement? Hi there, We often get questions about this topic. SSA will usually not provide the earnings record, but the ex-spouse is entitled to know their ex’s primary insurance…

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