Will my Social Security benefit impact my survivor Railroad Retirement annuity?
Full question: I am a surviving spouse receiving Railroad Retirement (RR) annuity. I plan on taking my own Social Security next year. Does the entire tier 1 go away? My total is more than tier 1. Thank you! Hi there, Thank you for your question about railroad survivor annuities and Social Security benefits. The tier…
Read MoreCan I claim survivor benefits now?
Full question: I have plans to retire January 2024. I am only 64 and want to claim survivors benefits because my husband died on 2006. Want to switch to my social security when I reach the age. Do I have to wait until I retire to start receiving these benefits or can I start now?…
Read MoreCan I receive a survivor benefit from my ex-husband if I got remarried?
Full question: I’m 65, in dire financial shape (making work difficult since pandemic). I qualify for a bewildering smorgasborg, all but Survivor/Widow’s… It seems perilous for me to go in without better preparation. I think it would be different if I didn’t actually need this so badly. My ex’s earnings are much higher than mine…
Read MoreI was told I need to pay back my survivor benefits since I also receive disability. What can I do?
Full question: I received my widows benefits for 2 years. Then I was approved for disability and now they are telling me I have to pay all the widows benefits back because I couldn’t get both, but that wasn’t my fault. Hello, You are in a very unique situation, and it is difficult for us…
Read MoreHow do I find out if my own benefits at 70 will be higher than my survivor benefits?
Full question: Hi Martha, I’ve been collecting Survivor benefits since I was 66. I’ll be turning 70 in October. How do I find out if my own benefits at 70 will be higher than my deceased spouse’s? Hi there, You should contact your local Social Security office to verify if you are eligible for a higher…
Read MoreDoes the family maximum benefit apply to child-in-care benefits?
Full question: My ex spouse passed away. We were married over 10 years ,5 kids 4 disabled. The kids get survivors benefits. the SSA office states I qualify for benefits but I can’t get them because it’s at the max benefits and we stay together! ( of course we do, they are minors!) I thought…
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