Full question: I have plans to retire January 2024. I am only 64 and want to claim survivors benefits because my husband died on 2006. Want to switch to my social security when I reach the age. Do I have to wait until I retire to start receiving these benefits or can I start now?…

Full question: I’m 65, in dire financial shape (making work difficult since pandemic). I qualify for a bewildering smorgasborg, all but Survivor/Widow’s… It seems perilous for me to go in without better preparation. I think it would be different if I didn’t actually need this so badly. My ex’s earnings are much higher than mine…

Full question: I received my widows benefits for 2 years. Then I was approved for disability and now they are telling me I have to pay all the widows benefits back because I couldn’t get both, but that wasn’t my fault. Hello, You are in a very unique situation, and it is difficult for us…

Full question: Hi Martha, I’ve been collecting Survivor benefits since I was 66. I’ll be turning 70 in October. How do I find out if my own benefits at 70 will be higher than my deceased spouse’s? Hi there, You should contact your local Social Security office to verify if you are eligible for a higher…

Full question: My ex spouse passed away. We were married over 10 years ,5 kids 4 disabled. The kids get survivors benefits. the SSA office states I qualify for benefits but I can’t get them because it’s at the max benefits and we stay together! ( of course we do, they are minors!) I thought…

Full question: This question is for my husband. His first wife died 7 years ago at age 55 and made more money than my husband. We got married 4 years ago. He is ready to retire. Can he get her Social Security benefits? Hello, Individuals who have lost a spouse may still be eligible to…