Full question: My friend recently got widowed and her late husband had been receiving SS benefits. My friend is still working, will her income affect her survivor benefits being taxed ? Hi there, If your friend is still working and younger than her full (normal) retirement age – FRA, (between 66 and 67 depending on…

Full question: Hello, my son received survivors benefits until the age of 19. I also received survivor’s benefits due to be the ex-spouse caregiver of my son, but my portion stopped when my son turned 16. My son is now 21 and was just approved for DAC disability. Would I qualify to receive payment again…

Full question: If my spouse who has no earning history, applies (on my earnings) for reduced spousal benefits now and withdraws and if some thing happens to me before her FRA. The benefits be auto converted to survivor benefits, will benefit be ‘Recalculated’ at that time based on survivor benefits at higher level or will…

Full question: I discovered recently that my husband passed away in 2012. We were still married but not together. Am I still entitled to receive survivor benefits and how far back will they pay? Hi there, Yes, you are still entitled to survivor benefits if you are still legally married. The SSA pays up to…

Full question: Can I collect survivor benefits from deceased ex-husband from age 60 until my FRA which is 67, and want to be sure that I can switch over as long as my own retirement benefits are higher. Is this true? Hi there, Yes, that is true. Survivor benefits may be collected as young as…

Full question: I am a surviving spouse receiving Railroad Retirement (RR) annuity. I plan on taking my own Social Security next year. Does the entire tier 1 go away? My total is more than tier 1. Thank you! Hi there, Thank you for your question about railroad survivor annuities and Social Security benefits. The tier…