Full question: Currently receiving my late wife’s benefit while deferring mine. Turning 70 in September and would like to turn on my benefit and have SS withhold a percentage for tax purposes. I’ve made several calls to the “closed” SS offices and can not get a straight answer as to how I’m supposed to accomplish…

Full question: My mom just turned 62, not yet collecting Social Security. Her husband (my dad) died at age 46. She works full-time. What is my mom eligible to collect from my deceased dad’s benefits and will her current income have an impact on this? Hello, Your mom should look into survivor benefits if she…

Full Question: If a wife collects her social security at age 62, taking a 30% cut for early distributions, and her husband waits till 70 to collect his. If the husbands then passes away, I know the wife is entitled to receive his survivor benefit. This benefit includes the extra 32% because he waited to…

Full question: Hi!!! My first husband passed away in 2006 and my children received survivor benefits until they were 18. I remarried, but am now divorced from my second husband. He is not deceased. Can I receive my first husband’s social security. It is higher than mine. I just turned 61. My benefits would be…

Full question: Can a widow who is past FRA and still working apply for widows benefits retroactive to the day she reached FRA? Hello, You may be entitled to monthly survivor benefits retroactively for up to 6 months. Retroactive benefits for months prior to attainment of FRA are not payable to a widow(er) if this…

Hi, I am very sorry for your loss. If you are at or above your Full Retirement Age, you can collect 100% of your wife’s benefit. If you take it early, the benefit will be reduced. However, you cannot collect both benefits (your benefit and widow/survivor benefits). You can will collect the higher of the…