Full question: My wife is 62 and I am 61. Neither of us are collecting Social Security. She was married for over 10 years and her husband died. Can she collect Social Security on his work record until I retire? Or can she wait until she is 67 and transfer to her own retirement benefit?…

Full question: Hi. Question about survivor benefits. My mother is currently collecting SS. My father passed away in 2002. Can she still apply for survivor benefits after all this time? If so, will she get back pay from 2002 to present year? Thank you. Hi there, Yes, she may be able to collect a higher…

Full question: Currently receiving my late wife’s benefit while deferring mine. Turning 70 in September and would like to turn on my benefit and have SS withhold a percentage for tax purposes. I’ve made several calls to the “closed” SS offices and can not get a straight answer as to how I’m supposed to accomplish…

Full question: My mom just turned 62, not yet collecting Social Security. Her husband (my dad) died at age 46. She works full-time. What is my mom eligible to collect from my deceased dad’s benefits and will her current income have an impact on this? Hello, Your mom should look into survivor benefits if she…

Full Question: If a wife collects her social security at age 62, taking a 30% cut for early distributions, and her husband waits till 70 to collect his. If the husbands then passes away, I know the wife is entitled to receive his survivor benefit. This benefit includes the extra 32% because he waited to…

Full question: Hi!!! My first husband passed away in 2006 and my children received survivor benefits until they were 18. I remarried, but am now divorced from my second husband. He is not deceased. Can I receive my first husband’s social security. It is higher than mine. I just turned 61. My benefits would be…