Can I switch from survivors benefits to my own retirement benefit when I turn 70?

Published: March 16, 2022

Full question: I am receiving survivors benefits from my deceased ex-husband. Am I able to start drawing mine when I turn 70?

Hi there,

Yes, you can start collecting your own retirement benefit at age 70 if the amount is greater than the survivor benefit you are collecting.

Anyone eligible to collect more than one benefit will only actually receive the amount equal to the higher benefit.

Take care,

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