Can my minor children collect Social Security benefits based on my ex-spouse’s earnings if he has not started collecting?
Full question: I meet all the qualifications to receive Social Security under my ex’s record. I plan on starting benefits at 62 because I have minor children. I can not figure out what the child benefit would be. 50% of my ex’s FRA will be $2000. I will have 2 minor children. If he has…
Read MoreAm I eligible to collect an ex-spousal benefit if my ex’s benefit is higher than mine?
Full question: I was married to my husband for 17 years and then divorced, can I draw my ex-husband benefit since his is higher than mine? Hi there, Yes, you may be eligible to collect benefits based on your ex-spouse’s earnings if you were married at least 10 years, are currently single, your ex-spouse is…
Read MoreIs one eligible to receive Medicare benefits based on a spouse’s earning record?
Full question: My spouse is now receiving his retirement and Medicare benefits. I work intermittently and may never earn 40 credits. Will I be entitled/eligible to receive Medicare benefits as his spouse when I turn 65? Hello, Yes, you will! Just as you may be eligible to collect Social Security spousal benefits based on your…
Read MoreWill a teacher with a pension be subject to the GPO?
Full question: Martha, My wife is a retired teacher in Texas, She gets teacher retirement from TRS. She is over 62. Can she collect a spousal benefit from my Social Security without being subject to the GPO? Hello, Unfortunately, no. I am assuming her earnings as a teacher were not subject to the FICA payroll…
Read MoreWhat is the difference between the two pension rules, WEP and GPO, and how do they affect the benefits I am receiving?
Full question: How can I claim the difference of spousal payment due to WEP? At my full age I filed for Social Security, but due to a foreign pension they reduced my benefit amount, that is under 1/2 my spouse’s PIA. They should add diff of spousal benefit, but they say by GPO no spousal…
Read MoreHow will my Social Security benefits impact my husband’s benefits and vice versa?
Full question: I retired at 60 and will collect Social Security at 62. My husband will retire at 65 and collect Social Security then. This will occur in the same calendar year- me in September and him in December. Will there be any impact on the other when we each retire? During our working careers,…
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