Full question: I retired at 60 and will collect Social Security at 62. My husband will retire at 65 and collect Social Security then. This will occur in the same calendar year- me in September and him in December. Will there be any impact on the other when we each retire? During our working careers,…

Full question: I am 72 and never claimed Social Security as I did not pay into it long enough. Can I claim on my wife’s Social Security? She was born December 1958 and I now live in Canada. Hello, Yes, you are eligible to claim a spousal benefit based on your wife’s earnings record, if…

Full question: My SS benefits will be whacked by WEP. Can I apply under my wife for spousal benefits and will they be half of her benefit (despite my WEP)? Hello, Yes, in fact when you apply for any Social Security benefits, you will be “deemed” to be filing for all the benefits you are…

Full question: Am I entitled to keep collecting against my ex spouses record if my qualification was due to 10 yr exception to 10 yr rule caring for disabled child? Hi, For married couples, when one parent begins collecting Social Security retirement benefits, the other parent’s age 62 or older and minor and/or adult disabled…

Hi there, The short answer is “yes, sort of!” The “consecutive” part means that the two time periods of the marriages must be in existence in each of the 10 or more consecutive years. Therefore, the second marriage must start within the 12 months after the first divorce. Social Security does require that two people…

Full question: I have a question. I have been collecting Social Security disability for a long time now. At the time I was married and did not recall qualifying for SSI. I really don’t know what is the difference between Social Security disability and SSI, but I have not been married for over eight years….