Full question: Hello Martha and Happy Safe New Year. My wife turned 62 in Jan 2022 and is entitled to receive $644 if we elect to start then. Under Spousal benefits, she would receive $1,008 if I were receiving my benefits. I am turning 65 this July 2022 and haven’t filed to collect yet, waiting…

Hello, If you are eligible for more than one Social Security benefit, when you apply you will be “deemed to be filing” for all the benefits you are eligible to collect and you will receive the higher amount. This means that you cannot take one benefit and delay collecting the other. You will receive your…

Full question: If I was married for 17 years and now I’ve remarried and my current marriage is in the 15th year, who can claim spousal Social Security benefits, my current spouse or my divorced spouse? And my current spouse is 64 and collecting social security at this time. Can he collect from mine if…

Full question: I meet all the qualifications to receive Social Security under my ex’s record. I plan on starting benefits at 62 because I have minor children. I can not figure out what the child benefit would be. 50% of my ex’s FRA will be $2000. I will have 2 minor children. If he has…

Full question: I was married to my husband for 17 years and then divorced, can I draw my ex-husband benefit since his is higher than mine? Hi there, Yes, you may be eligible to collect benefits based on your ex-spouse’s earnings if you were married at least 10 years, are currently single, your ex-spouse is…

Full question: My spouse is now receiving his retirement and Medicare benefits. I work intermittently and may never earn 40 credits. Will I be entitled/eligible to receive Medicare benefits as his spouse when I turn 65? Hello, Yes, you will! Just as you may be eligible to collect Social Security spousal benefits based on your…