Social Security Benefits

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Should I switch from my Survivor benefit to my own Social Security retirement benefit?

Full question: I currently receive Survivor benefits and I’m wondering what my own Social Security benefit would pay. I am 65 and full retirement age is 66+4. Should I wait until I’m 70 to collect my own and will I ever be able to collect 100% of deceased husbands? Hi there, If you are collecting…

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How does a teaching pension impact Social Security survivor benefits?

Full question: My mom (68 years old) is receiving survivor benefits and is in the process of selecting an annuity option from TRS. She doesn’t have 40 credits and paid into TRS only. We’ve been prepping and searching for answers on IF and how a partial lump-sum option affects the government pension offset, GPO. Do…

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Does my wife need to wait until her FRA to receive the maximum spousal benefit?

Full question: I understand my wife can receive half my Social Security benefit, as her Social Security benefit. For her to receive the maximum amount this does she need to wait until her FRA? I am 3.5 years older than her and will reach my FRA mid-2023. Thanks. Hello, If your wife is not entitled…

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I am a widow and a teacher with a pension. Am I entitled to any Social Security?

Full question: I am 57, at 45 became a widow. I was told I could receive benefits at 60. Problem is I am a teacher in public school system. I called Social Security and they said I am not entitled to anything because my estimated pension monthly is more than my husband monthly Social. Is…

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I’m 57 and still working. Does my disabled husband qualify to receive spousal benefits?

Full question: My husband is 66 years old and disabled, not enough credits or he has only 36 credits working history. I’m 57 and still working. Is my husband qualified to receive spousal benefits? Hello, I am assuming your husband is NOT collecting Social Security disability insurance benefits. When you become entitled and begin collecting…

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Will I get more money if I collect off of my adult disabled child’s benefits?

Full question: So I’m 59 and I care for my deceased former spouse’s adult disabled child, would I get more money if I collect off his benefits when I turn 60 or does it not matter? He never remarried so my son only collects off of his father’s benefits, but he is living with me….

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