Social Security Benefits

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If I claim spousal benefits through my husband’s Railroad Benefits, will it make me claim my Social Security benefit too?

Full question: I am hoping you will be able to assist in answering a question related to spousal benefits that potentially may involve coordination between the Railroad Retirement Board (RRB) and the Social Security Administration (SSA). I plan to take my full retirement benefits at age 67 through SSA. I am currently 62. I do…

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If I switch from Railroad spousal benefits to my own retirement benefit at 70, will I still receive delayed credits?

Full question: My wife retired from the railroad at 63. I am collecting a railroad spousal annuity at 65. When i switch at 70 to my own Social Security which is higher than my Railroad spousal annuity, do i get the delayed Social Security credits from 66 and 6 months to 70? Hello, Thank you…

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How do I switch from survivor benefits to my own retirement benefits?

Full question: Currently, I am collecting survivor benefits (wife deceased). I am 69 and I want to switch to my own Social Security benefits as it is much higher. What is the form name/number that I must complete? What information/documentation will I need to provide? (I have spent time looking for this information on the…

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Will I get the larger amount if I qualify for multiple benefits?

Full question: I get survivors benefits now, I am 65 and have worked 27 years past my husbands death. If I continue his until 70 and then switch to mine (I’m still working) will I get a larger check?  Hi there, Thank you for the question about collecting survivor benefits and switching to your own…

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How do I withdraw my Social Security application?

Full question: Hi Martha, I applied for SSI a month ago but then decided that I wanted to cancel the process so I went to the Social Security office and the person that spoke to me told me that he couldn’t do it, that I needed a telephone appointment to do that. I have read…

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I am caring for a disabled child. Am I eligible for ex-spousal benefits if my ex has not collected yet?

Full question: Can you draw disability Social Security off of ex husband that isn’t drawing yet and you are taking care of his disabled child? Hello, Thank you for the question about divorced spousal benefits. If you are divorced and were married for at least 10 years you may be eligible for ex-spousal benefits. If…

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