Full question: My wife is Italian and will collect a work pension from a UK University which is non-covered, in terms of Social Security. I collect SS benefits for about 19 years of covered work in the US. Will my wife’s non-covered University pension be subject to GPO, and so reduced? Hello, Thank you for…

Full question: Hi, Martha, I understand that the WEP reduction for Foreign Pension cannot be more than 1/2 of the Foreign pension. That‘s even mentioned on the SSA website. Today, we went to our local SSA office and they said that the deduction up to 2/3s of the Foreign government pension. Who is correct –…

Full question: If my spousal SS benefit is higher than SS benefit based on own contribution (> 40 credit) would a foreign pension of a country with a totalization agreement lower US social security benefits? Hi, That is a great question. Generally speaking, foreign pensions do not affect Social Security spousal and survivor dependent benefits….

Full question: I am English and live and work in Germany. I was married to a US citizen for 33 years. Will I be entitled to 50% if his social security when I retire at 67 ( 7 years from now) . I will receive a Small German Pension based on my mandatory contributions. Hi…

Full question: My wife is a teacher in Texas and eligible for full teacher retirement. Can she earn partial SS benefits under myself as her spouse? Hi there, If your wife is collecting a “non-covered” pension from work that did not pay into Social Security, then yes, she would be affected by the Government Pension…

Full question: My husband is in hospice. When he passes, I will be able to collect his railroad pension, but no longer mine. Can I collect my Social Security to make up for the lost? Hi there, I am sorry about your husband. Railroad retirement benefits and Social Security benefits are similar. There are a…