Will WEP affect my US benefits before I collect my foreign pension?

Published: November 2, 2023

Full question: I’m an expat about to apply for early benefits (62 years old). I will also start start collecting a foreign pension when I’m 65. Will WEP affect my US benefits until I start collecting the foreign pension (for 3 years until I’m 65)?

Hi there,

If you are not yet collecting the foreign pension, then there will be no affect on your Social Security benefits until you do. Remember to let the SSA know when you do start collecting the pension and how much it is. This will prevent you from being subject to an overpayment if they continue to pay your full benefit.

For personalized assistance, schedule a call with an RSSA here.

All the best,

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