Full question: I was married for 32 years and my wife passed away in 2005 at age 57. I started my Social Security benefits at age 62. Am I eligible for a higher monthly income as a widower even after all these years? Hi there, If your survivor (widower) benefit exceeds the amount of your…

Full question: I was married in 1982 and the divorce final in 2013. Am I entitled to his Social Security? We both are 69 and not remarried. Hi there, Yes, you are eligible for spousal benefits based on your ex’s earnings record because the marriage was more than ten years. For personalized support, you can…

Full question: My wife receives a spouse with child-in-care payment based on my work record. Currently both her and my child’s payments are reduced due to the family maximum. My wife is going back to work and will suspend her payments because her income will far exceed the max allowed. Will Social Security restore my…

Full question: I’ve worked for corporations since 1975 and have SSA earned income from those jobs. I also own a small business (since 1994, LLC with average total income $5k per year) that rarely shows a profit. Do I need to include that as ‘self employment’ if I have no earned income from the business?…

Full question: I was married for 34 years and am now divorced. When I start collecting Social Security benefits of my own and my ex husband collectively and get married to a NON US citizen, will I still be able to receive the full benefit of both mine and my ex’s social security? I was…

Full question: When Social Security benefits are paid back due to the earnings limits, how are these dollars recouped later? Hi there, It sounds like you are affected by the earnings test, which applies to those who are: Younger than their full retirement age, FRA, Still working, and Also collecting retirement benefits. If the earnings…