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Martha Shedden is RSSA’s President and Co-Founder. Read Martha’s responses to questions regarding Social Security. View all questions or browse by category. Submit your own question to Martha here.
Can I collect disability and survivor benefits at the same time?
Full question: I am soon to be 65 in September. I am drawing disability. I met with a Social Security agent in 2019 and asked if I could apply for Survivor’s benefits, because my husband died in 2012. He told me I could not have both disability and Survivor’s Benefits. Is that true? Hi there,…
Read MoreWill a teacher with a pension be subject to the GPO?
Full question: Martha, My wife is a retired teacher in Texas, She gets teacher retirement from TRS. She is over 62. Can she collect a spousal benefit from my Social Security without being subject to the GPO? Hello, Unfortunately, no. I am assuming her earnings as a teacher were not subject to the FICA payroll…
Read MoreHow do I get a refund for a duplicate Medicare payment?
Full question: My wife and I paid for Medicare for just over 1 year before we started collecting Social Security. We paid for Medicare in 3 month increments, but our 1st Social Security check deducted a payment for Medicare for a month that we had already paid for. How do we get a refund for…
Read MoreWhat is the difference between the two pension rules, WEP and GPO, and how do they affect the benefits I am receiving?
Full question: How can I claim the difference of spousal payment due to WEP? At my full age I filed for Social Security, but due to a foreign pension they reduced my benefit amount, that is under 1/2 my spouse’s PIA. They should add diff of spousal benefit, but they say by GPO no spousal…
Read MoreWill my pension from the United Kingdom affect my U. S. Social Security survivor benefits?
Full question: Prior to becoming a US citizen I lived and worked in the UK and paid National Insurance contributions. My husband passed away after we had been living in the US for a number of years and I receive survivor benefits (at age 63). At FRA I think I would qualify for a UK…
Read MoreHow will my Social Security benefits impact my husband’s benefits and vice versa?
Full question: I retired at 60 and will collect Social Security at 62. My husband will retire at 65 and collect Social Security then. This will occur in the same calendar year- me in September and him in December. Will there be any impact on the other when we each retire? During our working careers,…
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