Full question: My wife will be able to start her minimal Social Security benefits January 2025. If she does so can she switch to spousal benefits when she reaches full retirement age? And will those spousal benefits remain 50 percent of my FRA benefits or be reduced because of her earlier start? Hi there, This…

Full question: My earnings on Social Security website show zero earnings even though taxes were with held from paycheck. How do I get this corrected? Hi there, You can submit past income tax filings and/or paychecks to the SSA to have those years updated. There are some restrictions on how far back these corrections can…

Full question: I have a 25 year old son with Down syndrome. He receives SSI currently. His father/my ex-husband and I just turned 63 this year are eligible to receive Social Security benefits. My ex has maxed out his benefits and if I start drawing SS now I will get $1200 per month. How will…

Hi there, Supplemental Security Income (SSI) includes some extra benefits in certain states, so it is best to work with someone in your state Many states have a Department of Social Services which can be a good place to start and find a helpful counselor. Best of luck, Martha

Original question: Would I receive part of my current husbands SS income if I start receiving my own benefits? Hi there! This is a good question and depends on many factors including the amounts of your and your husband’s retirement benefits and what age you start collecting benefits. If your full benefit, the amount you…

Full question: Hi, I am from El Salvador and I will have a small pension from my 25 years of work. My contribution were taxed already so, when I decide to collect I won’t pay taxes on the amount distributed. I am planning to get Social Security retirement benefits here in USA soon.I worked 30…