When should I apply for my Social Security benefits?

Full question: I will be 62 in 8 months, when should I apply for Social Security? Hi there, Everyone has a unique situation when it comes to collecting Social Security. There are many factors to consider when deciding the best time for an individual to file for benefits including, but not limited to life expectancy,…

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How do I cancel my Social Security application?

Full question: How do I cancel my SSI application? Hello there, To begin, I want to clarify that SSI stands for Supplemental Security Income, not Social Security Income. The SSI acronym is commonly mistaken for Social Security. To cancel your SSI (Supplemental Security Income) application, fill out Social Security Form SSA-521. Include the reason you…

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When a Social Security recipient passes away, what will happen to their Social Security benefit payments?

Hello, When a fully insured worker, who may or may not have been collecting Social Security benefits, passes away, dependents of that worker may be entitled to certain amounts of the benefit. Dependent survivors of a worker can include a spouse, ex-spouse, minor or adult-disabled children, and even parents in some cases. The amount that…

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When do the 12 months to re-do an application begin?

Full question: For the 12 months to re-do application, I am confused about exactly when it starts. Count from the first month retirees start collecting benefits or from the first month of applying? Hello, If you change your mind about starting your benefits, you can cancel your application for up to 12 months after you…

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Is someone required to take Social Security when they turn 70?

Full question: Is someone required to take Social Security when they turn 70, or can they decline it/never file a claim for it? Sounds crazy on the surface but the situation is husband and wife are on Medicaid, living on only husband’s income, wife turning 70 soon and if she claims her 500/month retirement benefit…

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How can I check my work and earnings history?

Full question: I’m 61 and I plan on working for at least a few more years before retiring from my job and I’m still not sure when I would like to collect Social Security. However, I want to check my earning’s history and make sure it is accurate. Where can I check this information? Hello, You…

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